The New Federal Healthcare Law includes health coverage for any person who is currently uninsured due to a denial for a pre-existing medical condition. This new health insurance, called the Pre-Existing Condition Insurance Plan (PCIP), is available now and will remain in place until new health insurance options become available in January 2014.
What is the Pre-Existing Condition Insurance Plan?
The Pre-Existing Condition Insurance Plan was created as part of the nation's new health insurance law, the Affordable Care Act, to make health insurance available to people if they have had a problem getting health insurance due to a pre-existing condition.
How do I know if I am eligible for coverage through PCIP?*
Eligible individuals must:
How do I enroll?
Download application at http://www.mhip.org/apply. Include 2 forms of Missouri residency and mail to:
MHIP Enrollment471 Siemers DriveCape Girardeau, MO 63701
When will my PCIP coverage be effective?
Once the PCIP application and accompanying documentation is reviewed by the marketing/underwriting department of the administering carrier, the applicant will receive written notification that they have been accepted under the MHIP or the MHIP-PCIP program. The effective date will be either the first day or the 15th day of the month following the date the application was received.
How much does the Pre-Existing Coverage Insurance Plan cost me?**
What benefits do I receive under PCIP?
Covered In-Network Services:
*Persons currently covered by a health plan, including employer plans, Medicare, Medicaid and existing high-risk pool programs, are not eligible for PCIP. Coverage is only available to an eligible individual. There are no family plans or premium levels in PCIP.
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